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Applying for a poor credit personal mortgage involves a number of steps. First, examine your credit rating to understand the place you stand. This data will help set sensible expectations on your mortgage utility. Next, collect any necessary documents, including proof of income, employment verification, and information about present money owed. After that, research lenders who concentrate on bad credit loans and consider reading evaluations or looking for recommendations. Once you’ve selected a lender, fill out their utility, provide the required documentation, and be prepared for potential questioning about your credit score history and financial state.

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